Terms of Use

These Terms of Use govern your access to and use of the TonyaLife Insurance & Benefits website located at tonyalife.com. By using this website, you represent that you are at least 18 years of age and have the legal capacity to enter into these terms.

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the website following any changes constitutes your acceptance of the revised terms.

The information provided on this website is for general informational purposes only and does not constitute insurance advice, a solicitation, or an offer to sell insurance. Coverage availability, eligibility, and premiums vary by individual circumstances and are subject to underwriting approval.

TonyaLife Insurance & Benefits is a licensed insurance broker. Any insurance products discussed on this website are offered through licensed carriers. Please consult with a licensed insurance professional before making any insurance decisions.

All content on this website, including text, graphics, logos, images, and software, is the property of TonyaLife Insurance & Benefits or its content suppliers and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this website without our prior written consent.

You may use this website for lawful purposes only. You agree not to use the website in any way that violates applicable laws or regulations, infringes on the rights of others, or could damage, disable, or impair the website or interfere with any other party's use of the website.

You may not use automated tools, bots, or scrapers to access or collect data from this website without our express written permission.

This website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranty regarding the accuracy, completeness, or reliability of any content on the website.

To the fullest extent permitted by law, TonyaLife Insurance & Benefits shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this website or its content.

Our total liability to you for any claim arising out of or relating to these Terms of Use or your use of the website shall not exceed one hundred US dollars ($100).

Our website may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Accessing third-party links is at your own risk.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Texas.

If you have any questions about these Terms of Use, please contact us at: